Zur Pensionsversicherung in Österreich : Stärken- / Schwächenanalyse sowie mittel- bis langfristige Perspektiven und Maßnahmen zur Sicherung

eng: The first social laws in Austria came into force 1889. The latest important change was the resolution of the ASRAEG in autumn 1997. The Austrian state pension pays itself by the way that the working people pay into the fond the retired people receive their pension from. The private pension is...

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Bibliographische Detailangaben
VerfasserIn: Auer, Martin
Ort / Verlag / Datum:1999
Erscheinungsjahr:1999
Sprache:Deutsch
Schlagworte:
Klassifikation:368 Versicherungen, Versicherungswirtschaft, Sozialversicherung
Online-Zugang:Zusammenfassung
Beschreibung:243, XCVIII S.; Ill., graph. Darst.
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Beschreibung
Zusammenfassung:eng: The first social laws in Austria came into force 1889. The latest important change was the resolution of the ASRAEG in autumn 1997. The Austrian state pension pays itself by the way that the working people pay into the fond the retired people receive their pension from. The private pension is based on the principle that the customer gets back the money he actually paid in. Each of the systems has its advantages. The problems of the private pension are both system internal as well as, system external: 1) effects of demographic development (ascent of the years one can aspect to live, change of the age-structure of society), 2) effects of the employment market, 3) system internal inconsistency. Based on these facts a general and partial change of the financing system is discussed. The results show that a complete substitution of the financing system as a whole as well as the restructuring of the increment-tax create new problems. Referring to these facts, system internal strategies, which are needed to solve the current and future problems of financing the pension system, are discussed. This paper demonstrates how the financing system can be prepared for a long-term change in demographic terms. More than that it is needed to focus on the extension of the 2nd and 3rd column as a completition to the pension. Educational and family relevant measures have to taken to support the solution of the financing problems. The overall aim of the measures should be a good functioning three-generations-contract. The working generation pays into the pension insurance the provision for already retired people is paid from. At the same time the working generation secures, their own provision for old age by raising children.
AC Nummer:AC02531725
Hierarchiestufe:Monografie
Erscheinungsform:Buch
Inhalt:Text
Medientyp:Analog
Datenträger:Analog